Personal insurances

Many people prefer not to think about life insurance for the same reason that they prefer not to think about Wills. But for breadwinners and the self-employed it should be a given serious consideration. Life cover should be the first priority, but terminal illness...

Encashing an annuity

Ever since it became permissible, in March 2014, to encash pension funds rather than converting them to income in the form of as annuity, some sections of the consumer press have been arguing that similar rights of encashment should be available to people who have...

Buying a retirement annuity

Financial security is all-important to retirees, and despite the fact that it is no longer obligatory to invest a maturing pension pot in an annuity, many people are likely to want to do so, at least in relation to part of their pension pot, because, unlike...