Mortgages

Generation Financial Services provides mortgage advice in London and across the UK.

A mortgage is likely to be your biggest financial commitment and therefore a decision not to be taken lightly. We offer a comprehensive whole of market, fully independent mortgage service with access to products often not available through the high street. Our aim is to take away the stress associated with finding and applying for your ideal mortgage.

We offer mortgage advice and consultation on the following:

  • New purchase
  • Re-mortgage
  • Buy to let
  • Let to buy
  • Commercial – The Financial Conduct Authority does not regulate commercial mortgages
  • Lifetime mortgages
  • Short term lending including Bridging Loans and Development Finance

To find out how Generation Financial Services would work with you, click here.

A home reversion plan is a complex legal arrangement. Therefore you should seek independent legal advice prior to entering into any home reversion plan.

CHECK THAT THE MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

Being independent and researching the whole of market for Mortgages,  lifetime mortgages and home reversion plans, we will always offer the option of fee based advice only and, as such, refund any commission received. The precise amount of the fee will depend on your circumstances but we will estimate that it will be approximately £1,500.

To understand the features and risks of lifetime mortgages or home reversion plans, ask us for a personalised illustration. These types of plans will reduce your estate, will not be suitable for everyone and may affect your entitlement to State Benefits.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of buy to let, commercial mortgages, tax advice, trusts or redundancy counselling.