Personal finance at your fingertips

Personal finance at your fingertips

Personal finance at your fingertips: Creating your complete financial picture in one place As the famous slogan goes, ‘There’s an app for that’. From ordering dinner to hailing a ride – even finding love – there’s a vast array of apps available to make everyday life...
Finding the best deal for your savings

Finding the best deal for your savings

Finding the best deal for your savings A decade of low interest rates has left savers disillusioned, and more people than ever are holding on to their money in deposit accounts. But help is at hand for those who want to enhance their savings portfolio and save their...
Why automated advice is the future of personal finance

Why automated advice is the future of personal finance

Why automated advice is the future of personal finance With the advent of fee-based financial advice, and little help on offer from the high street banks, many people are forgoing proper financial advice because they think it’s out of their price range. For investors...

State pension offer

A Government offer enabling savers to boost their State pension by making a lump sum payment to secure additional income of up to £25 per week ends on 5th April 2017. The offer has been available since 2014, when it was introduced to enable people who lost out as a...

Should I stay or should I go?

Occupational pensions have been in the news recently for a number of reasons. First, the near collapse of the BHS pension scheme. Then the Government plan to make it easier for employers who are struggling to maintain pension promises to water down their pensioners’...

Time to review your Will?

Until 2007, it was standard advice to people whose estates would potentially be liable to pay inheritance tax to include in their Will a trust into which part of the value of the estate would pass. In most cases, this is no longer appropriate. The reason for the trust...

Three minutes with…

Emma Prescott joined our team to provide administration support to the financial advisers.  Let’s find out a little bit more about here in three minutes… Summarise what you do in one sentence: Corporate employee benefit advice, administration and broking....

Longevity

Greg McClymont, the Pensions Minister in the coalition government, has produced an interesting report on an academic study of longevity. It was Mr McClymont who, when asked in an interview what if anything kept him awake at night, replied “Andy Murray’s second serve”....

Year-end tax planning

The tax year end is approaching and calls for a review of personal finances: Pension contributions The maximum pension contribution on which tax relief can be claimed in any one year is £40,000, but if funds are being withdrawn under a flexible drawdown arrangement,...