Self-Invested Personal Pensions

Generation Financial Services provides advice, implementation and management of self-invested personal pensions (SIPPs) to clients in London and across the UK.

A self-invested personal pension is a government approved personal pension plan that allows individuals to make their own investment decisions from the full range of investments approved by HM Revenue & Customs (HMRC). This personal pension option has become an integral part of Generation Financial Services’ wealth management process.

Self-invested personal pensions have the same tax benefits, contributions and benefit withdrawal of personal pensions, but have the added benefit of allowing you to build a bespoke pension structure. HMRC rules allow for a greater range of investments to be held than other personal pension plans, notably equities and commercial property.  This may be in terms of specialist investments, allowing access to Generation Financial Services’ discretionary investment managers, or drawing an income direct from the self-invested personal pension without the need to buy an annuity.

Many businesses use self-invested personal pensions to purchase their commercial property.

Generation Financial Services specialises in self-invested personal pensions and will help to ensure your pension works for you.

To find out how we would work with you, click here.